Tuesday, August 31, 2010

Cost cutter: Carpet cleaning

So, I was looking for ways to clean my carpet (with a carpet cleaning machine) without having to buy the conventional carpet shampoos out there. There was a ton of information out there, and honestly, tips that I did not want to experiment with. After sifting through all this info, I found a simple tip that made me think, "Why haven't I thought of this?" Its really simple, quick and does the trick.

Homemade Carpet Machine Recipe:

Place one teaspoon of preffered liquid laundry detergent (concentrated) in the water compartment.

Fill with warm or hot water.

Shampoo carpets as usual.

Rinse carpets with water.

Note: For tougher jobs, add 1/4 cup of Oxyclean powder to water compartment with laundry detergent.


It worked like a charm! I mean, if it can blast out stains in your clothes, why not your carpet as well?

Thursday, August 12, 2010

Raising Healthy Eaters: Set the example

So in our quest to make our children healthier eaters, it seems as though it is a never ending battle. With all the advertisements pressuring our kids to eat highly processed, sugar and fat laden, chemically and genetically modified foods, it is difficult to convince a 4 or 7 year old that the stuff with their favorite cartoon character on the label is "bad" for them, while the boring apple sitting on the table is "good" for them.

I've tried every trick in the book to get my kids to eat healthy. I say no. I offer them lots of choices. I offer them healthier choices. I've even been the "mean mommy" a few times too. But I am tired of being the "mean mommy". I want my boys to make the decisions themselves, and to truly like healthy food.

I found the trick that works like a charm. You want to know what it is? Set the example. That's it. When I ask my kids what they want to eat, they are always going to choose what they "want" even if it is unhealthy. But if they see me eating something healthy, they want a bite, then they realize it tastes good because they saw me eat it first and enjoy it.

My son didn't like eating raw tomatoes on anything. I had to pick them out of whatever taco or food he had. Now he can't get enough of them. I eat caprese salad with mozzarella, cut up fresh tomatoes, olive oil, salt, pepper and italian seasoning. He eats it up like its chocolate.

A few days ago I made turkey sandwiches for dinner. He hates deli meat and just wanted a cheese sandwich with mayo. Today for lunch I made turkey wraps. All it was was deli-fresh turkey, reduced fat cheddar cheese, cut up fresh tomatoes, mayo and salt and pepper. He saw me eating them and wanted a bite. He liked it so much and wanted his own. So I made them and called them "Turkey Tacos" because thats what they looked like. He ate it just fine, for a boy who does not like deli meat and tomatoes.

So in the battle of trying to get your kids to eat healthier, try setting the example. Its kind of hard for you as a parent to tell your kids to eat their vegetables when you don't eat your own. :)

Monday, August 9, 2010

Stickin' it to the Man!

When talking about decluttering/organizing/simplifying one's life, one doesn't think about their finances. I strongly urge you to get your finances under control. I am not a big credit card spender, at all, and only use it for reasonable big purchases that I can pay off in a year or less.

Credit card companies are in the business to make money, and in that, they are not looking out for your best interests. I had a few credit cards that I had great fixed interest rates on, but because of the "financial crisis" the credit card companies decided to change their end of the deal and increase my rate to a "variable rate". This means if they want to charge you 50% in the future, by golly they can.

What really ticks me off is that I've been a responsible customer, paid everything off, and kept my end of the contract, so why can't they keep their end of theirs (the fixed low rate)?

Because its their money and they can make the rules. Honestly, I am not an ideal credit card customer. I pay off stuff before I get charged interest, and if I do get charged interest its not for a long time. They like the faithful minimum payment people who max out credit cards and spend friviously. So they could care less if they get my business. The reasoning behind why I spend the way I do, is that I am afraid of commitment. That is the same reason why I don't have any tattoos as well. Even cutting my hair too short is too big of a commitment for me. (Its a shocker that I am even married in the first place!) But really, is that purchase in the "now" worth paying off for the next several years? Whatever you choose to buy will go out of style within the next 6-12 months tops, so you are stuck paying interest and principle for an item that isn't even cool anyways.

I value my time and living my life within my own standards. I don't want to be a slave to a credit card, working nonstop trying to keep my head above water so I can have a new coach purse to impress my fair weather friends. I want my time spent with my loved ones, enjoying life and being happy. And being seriously in debt is not a "happy" place to be.

What sent me into this rant was researching home equity loans for some energy saving home repairs. Even now, trying to get a home equity loan is ridiculous. They are charging 10% fixed with a penalty for paying off your loans before 5 years (the lowest time frame). So, being that I am a stubborn person and refuse to be a slave to the credit card companies, I have decided to "thin out" my wallet. I closed all my credit card accounts and left one department card open because I get great deals from them anyways (and never charge more than what I can pay off in 1-2 months time).

Thank GOD I have no outstanding balances. It's liberating. I could not imagine what it would be like if I did have balances and had to pay their effed up interest rates.

So the whole point of this post is to say "Screw them, and their effed up interest rates". Close your accounts. Live within your means. And if you are surrounded by materialistic people who judge you on your clothes, car, etc, they are not worth being in your life. I am sorry, but I enjoy my freedom and refuse to be a voluntary slave to a credit card companies just because of the materialistic society we live in. Don't let the banks be your "pimp" any longer.

Maybe I used some harsh language in the paragraph above. But this is not a joking matter. They took our tax money for bailouts and turned around and raised our interest rates, charging penalties for early pay offs, and annual fees (amongst other charges). So they are finding creative ways to nickle and dime us. Well I am not playing their game anymore, and I hope all the other responsible people do the same.

We are their bread and butter. We are their customers and they need to cater to us. Maybe if enough of us say "We quit. We're not playing your stupid game anymore" that they will start giving us decent rates and quit taking advantage of us.

In the meantime, don't give them your business and practice delayed gratification.

Sunday, August 1, 2010

My Dishwasher Woes: Problem Solved!

I had some problems with my dishwasher. The little cap for the compartment that stores the Jetdry solution melted. So my dishes were coming out covered in a film of dishwasher detergent solution (as the water from the wash would leak into the compartment). After going to the store I bought the dishwasher at years ago, I found it would be unlikely to get that part fixed. So I settled on just handwashing my dishes.

Well I came across a website called "Tipnut" that had recipes for homemade dishwasher soaps. Since I have well water, I figured that I would give the borax/washing soda recipe a try. Turns out it worked like a charm, except for the spots on the dishes. The spots (were barely noticeable, we had to hold the glass up to light to see them) are actually a whole lot better to deal with than a cloudy film of toxic chemicals that my traditional storebought dishwasher soap left behind. When I used the storebought stuff, I ended up washing my dishes 3 times....once before I put them in the dishwasher, once in the dishwasher, and then rinse them after they were in the dishwasher. That was just too much of an effort for me.

So the recipe I used was:

2 TBS of Borax
2 TBS of Washing Soda

Put them in your soap compartment and run your typical cycle.

To rid your dishes of spots, just put vinegar in the Jetdry compartment.

Since my cap is melted off, I am going to do this recipe, in which I won't need the jetdry compartment. Submitted by "MK Whittenburg" in the comments section of the Tipnut website page listed above.

1-55 oz. box of Arm and Hammer Washing Soda
1-76 oz box of 20 Mule Team Borax
1- 48 oz box of Kosher Salt
1-2 oz container of food grade Citric Acid (if you cannot find citric acid you can use 10-15 packets of unsweetened Kool-aid Lemonade as a substitute)

Store in an airtight plastic container.

I am excited about this for four reasons:

1. I don't have to replace my dishwasher.
2. I have a nontoxic soap replacement.
3. It's cheaper than the store bought stuff, and works better.
4. Since I start grad school in the fall, I won't have time to handwash all my dishes. Seems like I am handwashing dishes at least 3 times a day (if not more). I doubt I will have that kind of time when school starts again.

Good luck with the recipe, and the link I gave above has different recipes that you can try out. I suggest making them in small batches and see which one works for your water type. I have hard water so the borax/washing soda one worked well for me!

Update August 12, 2010:

After a while of using the borax/washing soda recipe, my dishes began getting a film on them. I added citric acid/kosher salt in the above recipe and it didn't seem to help either. So I went back to store bought brands. However, I decided to go with Seventh Generation dish soap, and added 1/4 cup borax/washing soda mix on the bottom of the dishwasher. Works like a charm. Seventh Generation is a tad bit more pricier than the other brands, but it is chlorine and phosphate free. Also adding the borax/washing soda mix helps stretch it out longer as well. I also tried another chlorine/phosphate free dishwashing detergent by EverydayLiving. It's actually cheaper than the name brand stuff and is safer for your family too. I add the 1/4 cup borax/washing soda mix when I tried that as well and it works fine. No need for harsh chemicals to have sparkling dishes. You can also use baking soda instead of washing soda in the mix.